1. Introduction

By accessing or using www.Binaxfy.com (the “Site”) and any related services (collectively, the “Services”), you agree to these Terms and Conditions (“Terms”). If you do not agree to these Terms, do not access or use the Services.

2. Definitions

• “Company” refers to Binaxfy, its affiliates, and subsidiaries.

• “User,” “you,” or “your” means any individual or entity accessing or using the Services.

• “Services” means all products, features, tools, content, or functionality offered on or through the Site related to trading, investments, or financial education.

• “Account” means a user account registered on the Site.

• “Content” means any text, graphics, images, videos, data, reports, analyses, or other materials provided through the Services.

• “Third-Party Providers” refers to entities not owned or controlled by the Company, such as payment processors or data feed providers.

3. Eligibility and Account Registration

1. Age and Capacity: You must be at least 18 years old (or the minimum legal age in your jurisdiction) and have full legal capacity to enter into binding contracts.

2. Registration Information: To access certain Services, you must register and provide accurate, complete, and up-to-date information. You agree to maintain and promptly update your Account information.

3. Credentials Security: You are responsible for safeguarding your login credentials. You agree to notify the Company immediately of any unauthorized use of your Account or any security breach.

4. KYC/AML Requirements: For certain features (e.g., investment facilitation), you may be required to complete identity verification (“KYC”) or comply with anti-money laundering (“AML”) procedures. Refusal or failure to comply may result in suspension or termination of Services.

4. Services and Use Restrictions

1. Scope of Services: The Company may provide market data, analysis tools, educational materials, simulated trading environments, or enable connections to brokerage/investment platforms. Specific offerings depend on your region, regulatory permissions, and chosen plan.

2. Permitted Use: You may use the Services solely for lawful purposes and in accordance with these Terms. You agree not to:

   • Use the Services for any fraudulent, deceptive, or manipulative activity.

   • Violate applicable financial regulations or export-control laws.

   • Interfere with or disrupt the integrity or performance of the Services.

   • Attempt to gain unauthorized access to any part of the Services, other Accounts, or Company systems.

   • Use automated means (e.g., bots, scrapers) to access or collect data from the Services without express permission.

3. Modifications to Services: The Company may modify, suspend, or discontinue any feature or functionality at any time, with or without notice, and will not be liable for any changes or discontinuation.

5. Risk Disclosure and No Financial Advice

1. Investment Risks: Trading and investment involve substantial risk. Prices can be volatile, and you may lose some or all of your invested capital. Past performance is not indicative of future results.

2. No Advice: Content provided through the Services is for informational, educational, or illustrative purposes only and does not constitute financial, legal, tax, or investment advice. You should not rely on any Content as a substitute for professional advice tailored to your circumstances.

3. Decision Responsibility: You are solely responsible for your investment decisions. The Company disclaims all liability for any losses or damages arising from your use of the Services or reliance on Content.

6. Fees, Billing, and Payment

1. Pricing Plans: Some Services may be free; others may require payment (e.g., subscription fees, transaction fees). Details are provided on the Site or in separate agreements.

2. Billing: By subscribing or purchasing Services, you authorize the Company (or its payment processor) to charge your chosen payment method. You agree to pay all fees in a timely manner.

3. Refunds: Unless otherwise specified, payments are non-refundable. If you believe a billing error occurred, contact support within [X] days.

4. Taxes: You are responsible for any taxes (e.g., VAT, GST) associated with your subscription or transactions, unless the Company is required to collect them.

7. Intellectual Property

1. Ownership: The Company (or its licensors) owns all rights, title, and interest in the Site, Services, and Content, including trademarks, logos, software, databases, designs, and all related intellectual property rights.

2. Limited License: Subject to these Terms, the Company grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Services for your personal or internal business purposes.

3. Restrictions: You may not:

   • Copy, modify, distribute, sell, rent, lease, sublicense, or create derivative works of the Services or Content (except as expressly permitted).

   • Reverse engineer, decompile, or attempt to derive source code or underlying algorithms.

   • Remove or obscure any proprietary notices.

4. User-Generated Content: If you submit reviews, comments, or other content (“User Content”), you grant the Company a worldwide, royalty-free, perpetual, irrevocable, sublicensable license to use, reproduce, distribute, adapt, and display such User Content in connection with the Services.

8. Privacy and Data Protection

Your use of personal data is governed by our Privacy Policy. By using the Services, you consent to the collection, use, and sharing of your information as described in the Privacy Policy.

9. Third-Party Services and Links

1. Third-Party Integrations: The Services may integrate with or link to third-party platforms (e.g., brokerages, payment gateways, data providers). The Company is not responsible for their actions, policies, or content. Use of third-party services may be subject to separate terms.

2. External Links: The Site may contain links to external websites. The Company does not endorse and is not responsible for their content, accuracy, or practices. Visiting such sites is at your own risk.

10. Prohibited Activities

You must not engage in:

• Market manipulation, insider trading, or other illegal trading practices.

• Using another person’s Account or sharing your credentials.

• Circumventing geographic or regulatory restrictions.

• Engaging in abusive, harassing, or fraudulent behavior toward other users or Company personnel.

• Uploading or transmitting viruses, malware, or harmful code.

11. Suspension and Termination

1. Grounds for Suspension/Termination: The Company may suspend or terminate your Account or access to Services if you:

   • Violate these Terms or any applicable law/regulation.

   • Provide false or misleading information during registration or verification.

   • Engage in prohibited activities.

   • Fail to pay applicable fees.

   • Pose a security risk or threaten the integrity of the Services.

2. Effect of Termination: Upon suspension or termination:

   • Your access to the Services will cease.

   • Your Account data may be deleted or archived per data retention policies.

   • Termination does not relieve you of obligations incurred prior to termination (e.g., unpaid fees, indemnification).

3. Survival: Sections concerning Intellectual Property, Disclaimers, Limitation of Liability, Indemnification, Governing Law, and others that by their nature survive termination shall continue in effect.

12. Disclaimers and Limitation of Liability

1. “As-Is” Basis: The Services are provided “as is” and “as available” without warranties of any kind. To the fullest extent permitted by law, the Company disclaims all warranties, whether express, implied, statutory, or otherwise, including merchantability, fitness for a particular purpose, accuracy, reliability, or non-infringement.

2. No Guarantee: The Company does not guarantee continuous, uninterrupted, secure, or error-free operation. You acknowledge there may be downtime or errors.

3. Limitation of Liability: To the maximum extent permitted by law, the Company (and its officers, directors, employees, affiliates, agents, or suppliers) shall not be liable for:

   • Any indirect, incidental, special, consequential, or punitive damages.

   • Loss of profits, revenue, data, or goodwill.

   • Claims arising from your use or inability to use the Services, even if advised of the possibility of such damages.

   • Acts or omissions of third parties.
     In jurisdictions that do not allow exclusion or limitation of certain liabilities, liability shall be limited to the fullest extent permitted by law.

4. Cap on Liability: Where enforceable, the Company’s total aggregate liability under or relating to these Terms shall not exceed the total fees paid by you to the Company in the [preceding twelve (12) months], or [USD 100], whichever is higher.

13. Indemnification

You agree to indemnify, defend, and hold harmless the Company and its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, losses, damages, costs, or expenses (including reasonable legal fees) arising out of or related to:

• Your breach of these Terms.

• Your violation of any law or the rights of a third party.

• Your use of the Services, including any trading or investment decisions you make.

• Your User Content.

14. Governing Law and Dispute Resolution

1. Governing Law: These Terms are governed by and construed in accordance with the laws of [Country/State], without regard to conflict-of-law principles.

2. Jurisdiction: You agree that disputes arising hereunder shall be subject to the exclusive jurisdiction of the courts of [City, Country/State]. If local regulations require alternative dispute resolution (e.g., arbitration, mediation), specify here.

3. Alternative Dispute Resolution: [Optional: e.g., binding arbitration under [rules], location, language.]

4. Waiver of Class Actions: [Optional: e.g., you and the Company waive any right to a jury trial or to participate in a class-action lawsuit.]

15. Modifications to Terms

The Company may modify these Terms at any time. We will post the updated Terms on the Site with a revised “Last Updated” date. For material changes, we may provide notice (e.g., email or in-app). Continued use of the Services after changes constitutes acceptance. If you do not agree, you must stop using the Services.

16. Notices

1. To You: We may send notices via email to the address on your Account or by posting on the Site. Critical notices (e.g., suspension) may be delivered by other means.

2. To the Company: You may send legal notices to:
   
   

   Binaxfy

   
   Email: legal@binaxfy.com

   Include sufficient detail (e.g., Account info, subject matter) to allow us to address your notice.

17. Force Majeure

The Company is not liable for delays or failures due to causes beyond reasonable control, including but not limited to natural disasters, acts of government, cyberattacks, or interruptions in internet or utility services.

18. Severability

If any provision of these Terms is held invalid or unenforceable, that provision will be struck or limited to the minimum extent necessary, and the remaining provisions will continue in full force and effect.

19. Waiver

No failure or delay by the Company in exercising any right under these Terms operates as a waiver of that right.

20. Entire Agreement

These Terms, together with any additional terms or agreements referenced herein (e.g., Privacy Policy, subscription agreement), constitute the entire agreement between you and the Company regarding the Services.